Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website located at www.impactcapital.ltd (the "Site"), operated by Impact Capital Ltd. ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must not use the Site.

1. Use of the Site

The Site is provided for informational purposes only and is intended for users who are 18 years or older. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes, subject to these Terms.   

• You may not use the Site for any unlawful or fraudulent purpose
• You may not copy, modify, distribute, or create derivative works from any content on the Site without our prior written consent.
• You agree not to interfere with the Site’s functionality, including through hacking, data mining, or introducing malicious code

2. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Impact Capital Ltd. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or use any content without express written permission, except as permitted by applicable law-

3. No Financial Advice

The information provided on the Site is for general informational purposes only and does not constitute financial, investment, or professional advice. You should consult with qualified financial advisors before making investment decisions. We make no warranties regarding the accuracy, completeness, or reliability of any information on the Site.

4. Limitation of Liability

To the fullest extent permitted by law, Impact Capital Ltd. and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content. The Site is provided "as is" without warranties of any kind, express or implied.

5. Arbitration and Dispute Resolution

Any disputes arising from these Terms or your use of the Site shall be governed by the Federal Arbitration Act and resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. You may opt out of this arbitration agreement by sending a written notice to info@impactcapital.ltd within 30 days of first accepting these Terms, including your full name and email address. Arbitration shall be conducted in [City, Country], unless otherwise required by law.

You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against us.

6. Governing Law

These Terms are governed by the laws of [Country/State, e.g., England and Wales], without regard to conflict of law principles. Any legal actions not subject to arbitration shall be brought exclusively in the courts of [City, Country].

7. Changes to These Terms

We may update these Terms from time to time by posting the revised version on the Site. Your continued use of the Site after such changes constitutes your acceptance of the updated Terms.

8. Contact Information

If you have questions about these Terms, please contact us at:

Impact Capital Ltd.
[Le mont-sur-Lausanne, Switzerland]
Email: info@impactcapital.ltd

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.